5.06.120 Insurance required.
(1) The applicant for a special event that does not involve the exercise of rights protected by the First and Fourteenth Amendments to the United States Constitution is required to obtain and present evidence of insurance prior to permit issuance.
(2) The city will determine the types and amounts of insurance required based on the risk exposure of the event.
(3) A general liability insurance policy must be consistent with all of the following:
(a) Be written on an occurrence form;
(b) Name the city as an additional insured using an endorsement at least as broad as ISO additional endorsement form CG 20 26;
(c) Be written for a period not less than 24 hours prior to the event and extending for a period not less than 24 hours following the completion of the event, or for the entire period of set up and tear down, whichever is longer.
(4) The applicant must provide the city and all additional insureds for this event with written notice of any policy cancellation within two business days of their receipt of such notice.
(5) In circumstances posing a significantly high risk of liability, the city may, in its discretion, increase the minimum insurance requirements, and in circumstances posing a significantly low risk of liability, the city may in its discretion reduce the minimum insurance requirements. (Ord. 1521 § 2 (Exh. A), 2023).